Staten Island Property Tax rates for 2026 show a modest rise that many homeowners feel on their next bill. The NYC Department of Finance lists a taxable value of homes that feeds the 2026 NYC tax bill for Staten Island properties. Payments are due by March 1 and September 1, with penalties applied after the dates. Call (212) 639‑9675 for assistance or visit the department’s online portal for the NYC parcel tax lookup tool.
Staten Island Property Tax appeals follow a clear timeline that begins with Form RP‑524 filed before the May 26 deadline. Residents can check eligibility for tax exemptions, senior relief, veteran reductions, or abatements through the NYC tax rates for Staten Island homeowners guide. An online tax calculator helps estimate the impact of residential tax caps and commercial tax rates. For detailed instructions, contact the Richmond County Clerk at (718) 675‑7700 or browse the assessment portal.
Search Staten Island Property Tax
Staten Island Property Tax records live inside the NYC Department of Finance public portal. The portal accepts a borough-block-lot (BBL) number, a street address, or an account number to pull the current tax bill, assessment, and exemption status. Homeowners, buyers, and title searchers use the same portal to confirm what’s owed and when the next payment is due.
The searching process follows a clear path that anyone can complete from a phone or computer. Each step pulls a different layer of tax detail tied to the parcel.
- Open the NYC Department of Finance website at nyc.gov/site/finance/index.page and click on the Property Tax section.
- Select “Property Tax Search” from the main property menu.
- Enter the borough (Richmond for Staten Island), block number, and lot number, or type the full street address into the search field.
- Review the current bill amount, payment status, and any exemptions tied to the parcel.
- Click on “Assessment” or “Tax Bill” to see the line-by-line detail for the current fiscal year.
- Print or save the bill PDF for your records, especially before a closing or refinance.
The portal also lets users pull historical bills, check the tentative assessment roll, and see if any exemption applications are still pending. Users without a BBL can find theirs on ACRIS or through the Richmond County Clerk’s land records portal.
Staten Island Property Tax Rates and How They’re Calculated
Staten Island Property Tax rates fall into the broader NYC system of four tax classes. The Department of Finance releases a tentative assessment roll each January, then sets the actual rates when the city budget passes in June. The class a property sits in decides which rate applies and how the bill is calculated.
Three numbers drive every Staten Island tax bill, and each one comes from a different part of the city record.
- Market value, which the Department of Finance estimates based on comparable sales
- Tax class, which sorts the parcel into Class 1, 2, 3, or 4
- Tax rate per $100 of assessed value, which the city council sets each year
The 2026/27 tentative assessment roll released January 15, 2026 showed citywide market value of $1.659 trillion (up 5.4%) and taxable value of $325.8 billion (up 5.6%). Construction added $11.8 billion in new market value across all five boroughs. These numbers feed directly into Staten Island tax bills for the upcoming fiscal year.
| Tax Class | Property Type | Assessment Treatment |
|---|---|---|
| Class 1 | One- to three-family homes | 6% annual cap on assessed value |
| Class 2 | Multi-family, condos, co-ops | Full market value assessment |
| Class 3 | Utility property | Special utility valuation |
| Class 4 | Commercial and industrial | Full market value, no cap |
NYC Department of Finance Assessment Process for Staten Island
The NYC Department of Finance runs assessments for every borough, including Staten Island (Richmond County). The process starts each January with a Notice of Property Value (NOPV) mailed to every owner. The notice lists the tentative assessed value, the tax class, the exemptions on file, and the appeal deadline for the year.
Owners should check the NOPV carefully, since mistakes on the class line or exemption line carry over into the actual bill. The Department updated the FY27 tentative roll in January 2026 and confirmed the May release of the final roll.
- January–February: Notice of Property Value mailed
- March: Tax Commission appeal deadline (Form TC108)
- May: Final assessment roll released
- June: First property tax bills mailed for the new fiscal year
Staten Island homeowners can review tentative and final rolls on the Department of Finance website. The rolls show the total market value, the total taxable value, and the breakdown by class for the borough. These rolls help owners spot neighborhood-level trends before they file an appeal.
Staten Island Property Tax Payment Deadlines and Methods
Staten Island Property Tax bills arrive twice a year, with two equal halves. Each half carries its own due date and its own late penalty schedule. Missing a deadline starts interest accrual right away and can lead to a lien after extended non-payment.
The Department of Finance accepts payments through several channels. Owners should pick one method per bill and confirm the payment cleared before the deadline.
- Online through the Department of Finance property tax portal
- By mail using the payment coupon attached to the bill
- In person at any NYC Department of Finance business center
- By phone using the automated payment system
- Through a bank bill-pay service
Delinquent accounts face escalating penalties. Interest starts at the rate the city sets each year, late fees get added after 30 days, and the city files a tax lien with Richmond County after six months. Extended non-payment can trigger foreclosure proceedings, though the city typically works with owners on payment plans before that step.
Residential Tax Caps and Commercial Rates on Staten Island
New York State law caps how fast the Department of Finance can raise the assessed value of Class 1 homes. The cap stands at 6% per year or 20% over any five-year span, whichever is lower. This cap protects long-time Staten Island homeowners from sharp jumps tied to neighborhood price growth.
Commercial and industrial properties on Staten Island fall under Class 4 and don’t get the 6% cap. New construction also skips the cap, since the city assesses new builds at full market value right away. Trophy office towers and large retail sites saw per-square-foot tax increases tied to the 2026/27 assessment roll, reflecting strong value gains in those segments.
- Class 1 cap: 6% per year, 20% over five years
- Class 2 assessment: full market value, no cap
- Class 4 commercial: full market value, no cap
- New construction: market value at completion, no cap
Older Staten Island homes often sit at assessed values far below actual market value, since the cap has held the number down for decades. When the property sells, the city reassesses at the new sale price and the cap resets.
Tax Exemptions Available to Staten Island Homeowners
Staten Island Property Tax bills drop when an owner files a valid exemption. Each exemption has its own eligibility rule, income limit (in some cases), and filing deadline. Most exemptions go through the NYC Department of Finance, and many require annual renewal or periodic income verification.
| Exemption | Eligibility | Effect on Bill |
|---|---|---|
| Basic STAR | Owner-occupied primary residence | Reduces school tax portion |
| Enhanced STAR | Seniors 65+ with income caps | Larger school tax reduction |
| SCHE | Seniors 65+ with income limits | School tax reduction for eligible seniors |
| DHE | Persons with documented disabilities | School tax reduction for eligible owners |
| Veterans Exemption | Qualifying wartime or combat veterans | Partial exemption amount set by state law |
| Clergy Exemption | Active clergy members | Partial reduction set by program rules |
Homeowners can stack multiple exemptions on a single property if they qualify for each one. Enhanced STAR and SCHE are common pairings for senior owners on Staten Island. Veterans and disabled owners can stack those programs with the senior relief as well.
Senior and Veteran Tax Relief Programs on Staten Island
Senior homeowners on Staten Island qualify for stacked relief that can cut the bill in half or more. Each program runs through the NYC Department of Finance, and each has its own income cap. Filing one program does not auto-file the others, so owners need to apply for each one separately.
Veterans and their families have access to exemptions set by New York State law. Wartime veterans, combat-zone veterans, and disabled veterans each fall into different tiers. Spouses of deceased veterans may continue the benefit under certain conditions spelled out in state law.
- Enhanced STAR for seniors 65+ with income under the cap
- Senior Citizens Homeowners Exemption (SCHE) for income-eligible seniors 65+
- Property tax deferral program for low-income seniors facing hardship
- Wartime veterans exemption with set dollar amounts
- Combat zone tax exemption for veterans who served in combat
- Disabled veterans exemption tiered by disability rating
The NYC Department of Finance also mails letters to certain STAR recipients to confirm their income each year. Recipients who get this letter need to respond within 45 days to keep the benefit active.
How to Appeal a Property Tax Assessment in Staten Island
Staten Island Property Tax assessments can be challenged through the NYC Tax Commission or through the state Supreme Court. The Tax Commission path runs through Form TC108 and stays inside the city system. The court path uses Form RP-524 and goes through the local Board of Assessment Review before any court action.
The 2026 deadline for Form TC108 was March 16, 2026, with no extensions. The state-level RP-524 process has a later deadline each year, depending on the local board schedule. Verify the current year’s deadline through the NYS Department of Taxation and Finance grievance procedures before filing.
- Pull the Notice of Property Value (NOPV) the Department of Finance mailed in January or February.
- Compare the tentative assessment to recent comparable sales in your neighborhood.
- File Form TC108 online, by mail, or in person before the March deadline for the Tax Commission path.
- Submit supporting evidence such as photos of property issues, comparable sales, or construction cost data.
- Wait for the Tax Commission hearing notice and either appear in person or rely on the written submission.
- Receive a written determination from the Tax Commission, which can reduce or leave the assessment unchanged.
Comparable sales carry the most weight in a Tax Commission appeal. Owners should pull at least three closed sales within the past 12 to 24 months, ideally in the same zoning district and similar in size, age, and condition. Income-producing properties also need to submit RPIE data covering income and expenses.
Staten Island Property Classification Impact on Taxes
Every NYC property sits in one of four tax classes, and the class controls how the Department of Finance treats the assessment. Most Staten Island homes fall in Class 1, but multi-family rentals, condos, co-ops, and commercial sites fall in Classes 2 and 4. The class shows up on every Notice of Property Value and every tax bill.
Tax class also drives the effective rate paid per $100 of assessed value. Class 1 owners get the most favorable treatment through the 6% annual cap and a lower rate. Class 4 commercial properties carry the highest effective rate and no cap on assessed value growth.
- Class 1: 6% annual cap, lowest effective rate
- Class 2: full market value assessment, mid-range rate
- Class 4: full market value, highest effective rate
- Class 3: utility valuation, special rules
Property owners who believe their class is wrong can file a classification challenge with the Department of Finance. Misclassification can mean overpaying for years, since the wrong class carries the wrong rate and the wrong cap treatment.
Condo vs Co-op Tax Differences in Staten Island
Condos and co-ops both fall under Class 2, but the way each one handles property taxes is different. Staten Island has a mix of both types, and owners should understand which tax records apply to their unit.
Condo owners hold title to a specific unit and have a unique BBL for that unit. The condo board collects HOA dues that include a property tax share, and each unit owner can appeal their own tax share through the Tax Commission. Co-op shareholders don’t own real property directly. They own shares in a corporation that owns the building, and the building holds one tax account covering all units.
- Condo: one BBL per unit, owner can appeal independently
- Co-op: one BBL per building, board handles appeals
- Condo tax bill: issued to the unit owner through the HOA
- Co-op tax bill: issued to the corporation, pro-rated through maintenance fees
The NYC Department of Finance portal shows co-op tax records at the building level, not the unit level. Condo records appear as separate line items tied to each unit BBL. Buyers should review both the unit-level and building-level records before closing.
Tax Lien Filing and Delinquency Penalties in Staten Island
The NYC Department of Finance files tax liens on Staten Island properties with delinquent tax bills. Liens attach to the property, not the owner, and stay on the record until the balance clears. Liens also show up during title searches, which can stall or kill a sale.
The delinquency timeline runs from the day after the due date. Interest starts immediately, late fees get added after the first 30 days, and the city files the lien after about six months of non-payment. After a full year of non-payment, the city may start foreclosure action, though payment plans are available for owners who reach out before that step.
- Day 1 after due date: interest accrues
- 30 days past due: late fee applied
- 6 months past due: tax lien filed with Richmond County
- 1 year past due: foreclosure action may begin
Owners who pay off a lien get a satisfaction document from the Department of Finance. Title companies need that document to clear the lien from the property record before any sale or refinance closes. Lien payoff statements are available through the Department of Finance portal.
Process to Claim a Property Tax Refund in Staten Island
Staten Island Property Tax refunds are available when the bill was paid too high. The most common reasons include late application of an exemption, an assessment reduction after appeal, duplicate payment, or a bank processing error. Refunds come from the NYC Department of Finance and may be issued by check or direct deposit.
Owners should pull their payment records before filing a refund request. The Department of Finance may apply the refund to outstanding balances before issuing a payment.
- Contact the NYC Department of Finance Staten Island office to confirm refund eligibility.
- Gather proof of overpayment such as the bill copy, canceled check, or bank statement.
- Submit the refund request form with the supporting documents.
- Wait for the determination, which typically arrives within 90 days.
- Receive the refund by check or direct deposit, depending on the original payment method.
Refunds tied to a successful appeal are usually applied to the next tax bill automatically, unless the owner requests a check. Owners who move out of the property during the refund process should update their mailing address with the Department of Finance to avoid missing the refund notice.
NYC Parcel Tax Lookup Tool and Online Calculators
The NYC Department of Finance runs the official parcel lookup tool for every borough, including Staten Island. The tool accepts a BBL, an address, or an account number and returns the current assessment, bill amount, exemption status, and payment history.
The portal also serves as the entry point for online tax calculators that help owners estimate future bills. These calculators use the current assessment, the property’s tax class, and any active exemptions to project the next payment. Owners planning a renovation or a sale can use the calculator to see how a change in market value might shift the bill.
- Current assessment value
- Active exemptions
- Payment history and balance
- Owner name where public
- Tax class and tax rate applied
The Department of Finance publishes annual reports, class-level data, and borough-level totals on its main portal. These reports help owners track neighborhood trends and gather comparable data for appeals. The Richmond County Clerk’s office handles deed and mortgage records, which show up in the parcel profile as ownership history.
Tax Abatement Eligibility for Staten Island Property Owners
NYC property tax abatements reduce bills for specific construction or renovation projects. Staten Island owners may qualify for several programs, depending on the project type, location, and completion date. Each abatement runs for a set term and has its own filing requirements.
Program-specific rules matter, since some abatements run for the life of the project and others phase out over time. Owners should review the rules before breaking ground on any qualifying project.
- J-51 for moderate rehabilitation of residential property
- ICAP for Industrial and Commercial Abatement Program projects
- Green Roof abatement for qualifying green roof installations
- Solar abatement for qualifying solar panel installations
Income-producing properties also need to file the Real Property Income and Expense (RPIE) statement each year. The Department of Finance uses RPIE data to value Class 2 and Class 4 properties, so missing the RPIE filing can hurt the owner during an assessment challenge.
Mortgage Interest Deduction Benefits for Staten Island Owners
Staten Island homeowners who itemize federal taxes can deduct mortgage interest on their primary or secondary residence under current federal tax rules. The applicable federal cap depends on when the loan was originated and the current tax code.
Points paid at closing may also be deductible, depending on the loan type and how the points were structured. Mortgage insurance premiums remain deductible for some filers under current federal rules.
- Federal cap: based on current IRS limits by loan origination date
- Grandfathered cap: applies to older loans per current federal rules
- Points paid at closing: deductible when itemizing, depending on loan structure
- Mortgage insurance premiums: deductible for qualifying filers under current rules
NYC also collects a mortgage recording tax at closing. The rate depends on the loan amount, the property type, and whether the loan is a purchase or refinance. Refinances typically pay a lower rate than purchases.
Tax Calendar and Key Deadlines for Staten Island Property Owners
Staten Island Property Tax deadlines follow a fixed calendar each year. Owners who miss the dates face late fees, interest, and eventually a lien. The calendar below lists the standard dates owners should mark on their planning notes each year. Refer to the official NYC Department of Finance portal for the most current year’s specific due dates.
| Deadline | Action Required |
|---|---|
| January–February | Notice of Property Value mailed |
| March 16 (annual) | Form TC108 due to NYC Tax Commission |
| May (annual) | Form RP-524 due for state-level appeal |
| First half of year | First-half tax bill due (refer to DOF portal for specific date) |
| Second half of year | Second-half tax bill due (refer to DOF portal for specific date) |
| 45 days from STAR letter | Income verification response due |
Owners who wait until the deadline week to act often run into portal slowdowns or wait times at the Department of Finance business center. Filing early keeps the appeal or exemption application on the safe side of the deadline.
Record Access and Data Sources for Staten Island Tax Records
Staten Island Property Tax data lives across two main public sources. The NYC Department of Finance owns the assessment, exemption, and bill data. The Richmond County Clerk owns the deed, mortgage, and lien data. Both offices run their own search portals and serve separate records.
The Department of Finance portal at nyc.gov/site/finance/taxes/property.page holds the assessment and bill records. The Richmond County Clerk’s land records portal at richmondcountyclerk.com holds the deed and mortgage records. ACRIS, the city-wide deed registry, also indexes Richmond County transfers and liens.
- Assessment and bill data: NYC Department of Finance
- Deed and mortgage data: Richmond County Clerk
- City-wide deed index: ACRIS portal
- Tax maps and parcel shape files: Department of Finance map portal
ACRIS does not show tax bill or assessment data, so owners still need the Department of Finance portal for that detail. The two systems work together when verifying ownership, lien status, and current tax balance on a property.
Contact, Local Details, and Map
NYC Department of Finance (Tax Assessor)
Department Name: New York City Department of Finance
Official Website URL: https://www.nyc.gov/site/finance/index.page
Direct Public Search Portal Link: https://www.nyc.gov/site/finance/taxes/property.page
Staten Island Office Phone: (718) 816-2000
Staten Island Office Email: staten@finance.nyc.gov
Physical Address: Not Available
Mailing Address: Not Available
Richmond County Clerk’s Office (Deed Recorder)
Department Name: Richmond County Clerk’s Office
Official Website URL: https://www.richmondcountyclerk.com
Main Phone: Not Available
Official Email: Not Available
Physical Address: Not Available
Mailing Address: Not Available
Frequently Asked Questions
Staten Island property tax information helps homeowners understand their bill, locate exemption options, and avoid penalties. The NYC Department of Finance portal offers real‑time data on assessments, due dates, and payment methods. Knowing how to navigate this system saves time, reduces errors, and ensures you claim every available relief.
How can I view my 2026 Staten Island property tax bill online?
Visit the NYC Department of Finance property portal and enter your borough‑block‑lot (BBL) number, street address, or account number. The system displays the current bill, taxable value, and any exemptions applied. Review the payment schedule, then select “Pay Online” to use a credit card or bank account. If the portal shows missing data, call (212) 639‑9675 for assistance.
What are the main tax rates for Staten Island homeowners in 2026?
Residential properties face the standard NYC rate of 12.923 % of taxable value plus the city’s school tax portion. Commercial properties use a higher rate, roughly 15 % of taxable value, depending on classification. These percentages translate to an average effective rate of about 0.85 % for a typical single‑family home. Check the latest rate chart on the finance website for precise numbers.
Which exemptions can Staten Island residents claim?
Homeowners may qualify for the STAR exemption, senior citizen exemption, veteran exemption, and homestead exemption. To apply, complete the appropriate form—such as Form RP‑524 for a grievance or the STAR application—then submit it to the local assessor’s office before the deadline posted on the finance portal. Successful claims lower the taxable value, reducing the annual bill.
How do I appeal a property assessment on Staten Island?
First, download Form RP‑524, “Complaint on Real Property Assessment,” from the NYS Department of Taxation website. Fill out the form with accurate property details, attach supporting evidence like recent sales data, and mail it to the Richmond County Assessor’s Office. Appeals must be filed by the date listed on your assessment notice, often late May. After review, the assessor may adjust the value or deny the request.
What are the payment deadlines and penalties for missed Staten Island tax bills?
Payments are due quarterly: February 1, May 1, August 1, and November 1. If a payment is late, a penalty of 1 % of the unpaid amount is added, plus interest accruing daily. The finance portal sends email alerts before each due date, helping you avoid extra charges. Paying early through the online portal also reduces the risk of missed deadlines.